If You are Uninsured…

February 12, 2015

If You are Uninsured or Have Private Individual Insurance, Ten Good Reasons to Enroll before February 15, 2015

— the Deadline for Covered California –


  1. In case you get sick — measles, mumps, the flu, chicken pox or any other infectious disease.
  2. In case you get hurt — driving, fixing the house, at a rowdy Super Bowl party, exercising or just walking the dog.
  3. In case you get pregnant.
  4. In case you get really sick – cancer, heart attack, depression or stroke.
  5. In case you are not a billionaire and cannot afford to pay for all your medical bills out of your own pocket.
  6. To make your mom, dad, grandma, kids or siblings happy that you’ll be ok if something bad happens. To make your partner happy for Valentine’s Day.
  7. To get preventive care or a check up so you stay healthy.
  8. Because the next open enrollment is not until November 15, 2015 and you cannot just buy individual coverage any time you need it to pay your bills.
  9. Because you are likely to qualify for some help paying your monthly premiums and/or out of pocket costs (incomes up to $46,680 for an individual or $95,400 for a family of four).
  10. Because you don’t want to pay the penalty for being uninsured in 2015 – 2% of your income or $295 per year, whichever is more.